* **Why Photoshop?** Photoshop gives you some great capabilities for photo editing. With the help of a Photoshop training video and other tutorials, you can use the tool to do all sorts of creative photo editing tasks. With Photoshop, you can

* **Fix common problems**. Photoshop allows you to adjust brightness and contrast; sharpen or soften an image; burn in (stain) colors; straighten or otherwise adjust the orientation of an image; reduce red-eye effect; and more.

* **Create layered images**. You can create and modify Photoshop layers to gain much more control over your images. With Photoshop, you can

* Add, delete, resize, and move layers.

* Combine layers to build complex images.

* Create “channels,” which allow you to adjust specific portions of an image in an image adjustment layer.

* Blend layers (layer merging).

* Use the Quick Selection tool to highlight and then crop images.

* **Work with multiple projects**. Save documents in the Photoshop file format (.psd) for easy sharing, and you can open a recent Photoshop document in new Photoshop files. (Find out how in the next section.)

* **Mac OS: the new kid on the Photoshop block**. Apple has its own program for macOS called Photoshop Express. It offers similar capabilities to those of Photoshop, and with the software comes a free subscription to Adobe’s Creative Cloud (CC) program. See the tip for more information.

In this article, we are going to see what is Photoshop Elements and how it can be used.

What is Adobe Photoshop Elements?

Adobe Photoshop Elements is a very simple and easy to use image editing software for people who want to take images in more creative ways. It is a free software that is known to be very slow when compared with Photoshop and other similar software.

The interface of Elements is fairly simple and there are a few different screens for different use-cases. It is called a “Wise Photo” but it doesn’t mean it’s only for photographers.

One of its primary use-cases is to edit your pictures and create new ones. Elements has a regular mode, which is a pretty straightforward and easy-to-use image editing software.

The other main use-case is for creating memes. It is one of the easiest software to create memes with, so today we will explore the best ways to do that.

Adobe Photoshop Elements download

Adobe Photoshop Elements download is a free software that you can download from the following link:

Adobe Photoshop Elements download

Once you download this software, extract the software using WinRAR or 7Zip file manager.

We are not going to use a trial version to see what is Photoshop Elements, but we will use a full version to create memes and edit images.

Free Video on How to use Adobe Photoshop Elements step by step in 2019.

Elements

After extracting the software, we need to open the folder, where Photoshop Elements is installed.

Once you open this folder, you will see the Adobe Photoshop Elements folder. Open the Photoshop Elements icon and just drag and drop the icon anywhere on your desktop.

The software will automatically start after the installation.

You can select from the main icon, for accessing a variety of features, as well as other icons which we will see later.

The main screen of Elements is the Home Screen. It has several tools for editing your images and a few other features.

The first thing that we need to do is getting familiar with this software. If you are familiar with Photoshop, you should feel right at home.

The software has a minimalistic and easy-to-use interface with just the tools you need to edit images.

One major thing that differentiates Photoshop
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Q:

What is exactly the amortization of a bond and why does it vary with time?

I am studying the concept of amortization for the first time. I have always thought that the amortization of a bond is equal to the sum of the principle payments (pay-back of the interest), and the coupon payments (payment of the interest) received over the life of the bond divided by the time at which the principal is repaid.
However I learned that a bond’s amortization rate is equal to the sum of the coupon payments and the principle payments divided by the time at which the principal is repaid. Why is that?

A:

Since for small time $\Delta t=t$ the term
$$\Delta(t) =\Delta t\cdot\frac{P(t)}{P(t-\Delta t)}$$
for the difference $\Delta(t)$ between the bond price $P(t)$ and its price $P(t-\Delta t)$ for maturity time $\Delta t$ is larger than
$$\Delta(t)=\frac{P(t)}{P(t-\Delta t)}$$
for the price $P(t)$ of the bond at maturity time $t$, the amortization becomes smaller in time, so that for time $\Delta t \to 0$ the amortization term tends to zero for $\Delta t \to 0$.

A:

The interest is a payment made now (interest rate $i$) for receiving a payment later (principal $p$)
Some bonds (regular bonds) pay just $i$ and some bonds (call bonds) have an option to cancel the bond and receive back $p$.
If you cancel the bond, then you pay $i$ for now and have $p$ later. The amortization of this bond is the payback of the interest $i$.
Call bonds have their cashflows in two times: there is a $i$ payment now and later there is a $p$ payment (the cancellation of the bond). The amortization of this bond is the payback of the interest plus the payback of the principal.

A:

As gwern already says, amortization is the amount that would be left over if the principal is paid off right now, and you can think of the as the result

The association between BMI, measures of obesity and sleep duration with insulin resistance: a systematic review and meta-analysis.
The aim of this systematic review and meta-analysis was to assess the association between body mass index (BMI), measures of obesity and sleep duration on insulin resistance (IR) in healthy individuals. Four databases (Pubmed, Scopus, Web of Science, ScienceDirect) were searched for studies between June 1990 and December 2017. Based on Cohen’s guidelines, studies were considered strong (≥0.80), medium (0.60-0.79) or weak (≤0.59). 24 articles representing 4,129 individuals were included. Obesity was significantly associated with IR (OR 1.46, 95% CI 1.15-1.86), and in an additive manner with measures of obesity. Self-reported short sleep was associated with increased IR in a weak-moderate positive manner (OR 1.12, 95% CI 0.91-1.39). Severe obesity was associated with IR (OR 1.54, 95% CI 1.04-2.27), and in a weak-moderate positive manner. No association was found between long sleep duration and IR. Higher measures of obesity and obesity, respectively, were significantly associated with IR. The relationship between shorter self-reported sleep duration and IR was of a weak and non-significant magnitude. There was a need for appropriate consideration of the impact of BMI, measures of obesity and sleep duration on IR when assessing the implications of obesity and sleep in diabetes prevention.Getting the Most Out of Your Windows Phone Apps for Android

The Windows Phone is a smart mobile phone, along with a lot of new apps for Android smartphones to download and use.

The majority of apps for Android smartphones are made by using Android. Is the app made for Windows Phone or Android, a few apps are designed for both Android and Windows Phone. Which one you choose to use, you should be aware of the app before you download and install.

Why do we need to choose the Android apps from Microsoft Windows Phone?

Microsoft promises that the user interface of Windows Phone is better than Android. It is because Windows Phone app has a cut-and-paste function and features a sidebar on the right-side of the screen. It’s more beautiful than the Android apps.

Also, Windows Phone can be compatible with more apps. There are a lot of apps for Windows Phone, and the best thing is that you can change

*Nintendo Switch
*4GB DDR4 RAM
*Nintendo Switch Online membership (sold separately)
*Internet connection
1. System Software
You can download the updated game launcher on the eShop from Nintendo Switch by following the on-screen prompts. The complete version of the game will update, but the DLC items will not be added.
1.1. Platform Update
If you update to a new version of the Nintendo Switch system software, you will need to download a new version of the game launcher.
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